How It Works
EWP is designed to be simple to implement and easy to administer. Here's how we take your business from enrollment to savings in four clear steps.
Eligibility Assessment
We begin with a no-obligation assessment to confirm your business qualifies. Requirements include 25 or more W-2 employees and an existing group health insurance plan. Our team reviews your current benefits structure and payroll setup to identify your savings potential.
Typical timeline: 1–2 business days
Plan Design & Documentation
Our compliance team designs a customized EWP structure tailored to your workforce. We prepare all required IRS documentation, including the Section 105(b) plan document, Summary Plan Description (SPD), and employee enrollment materials.
Typical timeline: 5–7 business days
Employee Enrollment
Employees are enrolled in the supplemental benefit program. Participation is voluntary, and employees receive access to supplemental health coverage at no cost to them. Our team handles all enrollment communications and answers employee questions.
Typical timeline: 1–2 weeks
Ongoing Administration & Savings
Once live, the program runs seamlessly alongside your existing payroll. You begin realizing FICA savings immediately. Our team provides ongoing compliance monitoring, annual plan reviews, and audit support if ever needed.
Ongoing — savings begin immediately
Frequently Asked Questions
Ready to Get Started?
Contact our team today for a no-obligation eligibility assessment and savings estimate.